I'm one of the select few

Temptation comes in many forms, and it usually strikes us where we're weak. A person with an addiction will often be tempted by that addiction. A person on a diet will probably be tempted by food. A person with issues with pride will be tempted by power and recognition. Or so I've heard. :)

I like nice cars. I like the big engines, the fancy options, the nice sound system, etc. However, when I have a car, no matter how nice it is, I get as much as I can out of it. I've never had a car for less than 6 years. I've had my current car for over 10 years and nearly 190,000 miles. In fact, I've been a car owner for more than 25 years, and I'm only on my third car.

I've had the new car bug for a few months, but I've been wanting to wait until next year when I'll be closer to paying off one of my mortgages and I won't have any other outstanding debt. I'm hoping my current car lasts until then with just the usual maintenance.

But temptation struck. Yesterday, a loan specialist from my bank left a message. I was one of the "select few" customers chosen for a special car loan rate. And by select few, they mean that I'm a customer who doesn't have a big outstanding loan with them, so they're not making any money off of me. How nice of them to offer me a loan out of the goodness of their hearts. :)

I thought about it a long time yesterday, but for now I'm going to wait. The new cars aren't going anywhere, and I'm guessing the bank will still have money to loan next year. Who knows, maybe I'll be one of the select few again.